Classic Couch Potato Canadian-listed ETF U.S.-listed ETF
Canadian equity 33.30% XIU, XIC, or CRQ
U.S. equity 33.30% XSP or CLU VTI, IVV or SPY
Canadian bond 33.30% XBB
Global Couch Potato
Canadian equity 20% XIU, XIC, or CRQ
U.S. equity 20% XSP or CLU VTI, IVV, SPY
European/Pacific equity 20% XIN or CIE VEA, EFA
Canadian bond 40% XBB
High-Yield Couch Potato
Canadian dividend 25% XDV or CDZ
Canadian income trusts 25% XTR or XRE
Global dividend 25% CYH DEW
Canadian preferred shares 25% CPD
Conservative Couch Potato
Canadian equity 10% XIU
Global equity 10% XWD VT
Canadian preferred shares 10% CPD
Canadian real-return bond 20% XRB
Canadian corporate bond 20% CBO or XCB
Canadian government bond 30% CLF or XGB
All-Dressed Couch Potato
Canadian equity 15% XIU, XIC, or CRQ
U.S. equity 15% XSP or CLU VTI, IVV or SPY
European/Pacific equity 15% XIN or CIE VEA or EFA
Emerging markets equity 5% CBQ or XEM VWO or EEM
Real estate 5% XRE or CGR VNQ
Gold 5% CGL.UN or HUG GLD, IAU
Canadian corporate bond 20% CBO or XCB
Canadian government bond 20% CLF or XGB